Borrowing is taking for a time. You borrow something from somebody.
to borrow – borrowed – borrowed
He used to borrow money and not bother to pay it back.
Can I borrow your book?
“Before you borrow money from a friend, decide which you need more. “— Gene Brown
Lending is giving for a time. You lend something to somebody.
to lend – lent – lent
If you need a jacket I can lend one to you.
I lent my money to Mike, and I never saw it back.